I’m a female unemployed, living in upstate NY & need affordable health insurance! Desperate for suggestions!?

I have been unemployed over a year. Although I am collecting unemployment benefits, I work a job per diem (usually 1-2 days per wk. which means I can’t collect full unemployment benefits). I can’t afford private pay insurance i.e. Healthy NY etc & don’t financially qualify for Medicaid. Are there any other options? I would hate for a catastrophic illness to dictate my coverage & thus spend the rest of my life paying off medical bills!

Here in the USA, there are three ways to get health insurance:

1. On a group plan through your employer
2. Privately, through a private policy
3. Through government welfare programs – Medicare and Medicaid.

You’ve said you can’t do ANY of these. Clearly, if you want insurance, you’re going to have to stop the per diem work, and find a job with benefits – even if it’s at Walmart. Those are your only three options.

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