
Does it make sense to take statins (ie Lipitor) before taking a life insurance screening test?
I’m thinking about getting life insurance in the next few months. Does it make sense to take some medications to lower my cholesterol before I take the life insurance screening tests? Would the tests detect the drugs? And would that make a difference in my premium? In other words, is it better to take the drugs, have lower cholesterol, and have the drug detected in my blood? Or have the higher cholesterol and no drug in my system? Thanks!
Better to have proof that you are doing something about your cholesterol problem rather than take the tests and demonstrate that you are not taking care of yourself at all. Think about it; would you rather have an employee come in, manage things, have a problem and solve it, or have someone who comes in and ineffectually pushes papers around his desk, obviously demonstrating an inability to do his job?
They will ask for a list of your medications anyway, so don’t worry about it.
Molly Shannon – Life Insurance Awareness Month 2007